Welcome to the St. Francis Xavier Graduation Website, stfxgrads.com
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  • OSAP and Paying for Post-Secondary Education
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OSAP and Paying for Post-Secondary Education

The following are common sources of funds used by students and their families for higher education:
1. Personal savings (from summer jobs, etc.)
2. Help from family (RESPs & other support)
3. Government loans & grants
4. Private loans (lines of credit from banks, etc.)
5. Working during the school year



Government Loans: OSAP - Ontario Student Assistance Program 
For more information and application: ontario.ca/osap

*New for this year, OSAP can be linked to your college and university applications. You can have OSAP receive your program information directly. To take advantage of this feature, when applying to OCAS or OUAC make sure to accept this option. It will make your application easier, faster and allow you to compare how much OSAP funding you will receive based on each program's costs.

See this link for how to apply for OSAP.

Timelines:
  • OSAP applications open typically in November the year before you start school but you can apply as late the start of your first term at college/university. 
  • Applying early allows you to get an answer on your loan and grant amounts earlier. You will need to complete one application for every program you apply for however.


A GOOD SOURCE FOR FINANCIAL INFORMATION IS YOUR COLLEGE OR UNIVERSITIES FINANCIAL AID OFFICE. LOCAL OFFICES:

1) ALGONQUIN COLLEGE 
 ROOM C225 
 1385 WOODROFFE AVENUE 
 OTTAWA, ONTARIO, K2G 1V8 
 613-727-4723 EXT. 7678 

 E-MAIL: FINANCIALAID@ALGONQUINCOLLEGE.COM 
 
https://www.algonquincollege.com/financial-aid/
 

2) CARLETON UNIVERSITY 
 202 ROBERTSON HALL 
 1125 COLONEL BY DRIVE 
 OTTAWA, ONTARIO, K1S 5B6 
 613-520-3600 
 E-MAIL: AWARDS@CARLETON.CA 
 WWW.CARLETON.CA/AWARDS 
 
3) UNIVERSITY OF OTTAWA 
 ROOM 3156 
 55 LAURIER EAST 
 OTTAWA, ONTARIO, K1N 6N5 
 613-562-5734 
 E-MAIL: LOANSANDAWARDS@UOTTAWA.CA 

 
HTTP://WWW.REGISTRAR.UOTTAWA.CA/DEFAULT.ASPX?TABID=2654 


ONCE YOU START SCHOOL ASK ABOUT WORK STUDY PROGRAMS ON YOUR CAMPUS—USUALLY RUN BY THE FINANCIAL AID DEPARTMENT. ALSO VISIT THE THE CAMPUS CAREER CENTER TO LOOK FOR ON-CAMPUS STUDENT JOBS.

WWW.HIGHEREDPOINTS.COM IS A UNIQUE PROGRAM THAT ALLOWS YOU TO CONVERT ANYONE’S LOYALTY POINTS INTO FUNDS FOR TUITION AND FOR LOAN REPAYMENTS AT OVER 80 PARTICIPATING INSTITUTIONS IN CANADA! VISIT WWW.HIGHEREDPOINTS.COM
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